Maximizing Security: The Importance of EMV L2 Testing and Certification with EverExpanse

Learn about EMVCo's rules for Level 2 (L2) certification in payments. Make sure your payment terminals are secure and follow the EMV guidelines through detailed testing and compliance.

EMV Level 2 (L2) testing is crucial for certifying payment terminals to meet EMV standards. It checks card authentication, transaction processing, risk management, and how terminals interact. EMVCo's guidelines for L2 certification help ensure payment terminals are secure and work well with other systems. Following these guidelines helps manufacturers achieve compliance and improve transaction security.

• Steps Involved in the EMV L2 Certification Process

The EMV L2 certification process has several important steps based on EMVCo's guidelines. Here’s a simple look at each step:

1. Pre-certification Planning

Before starting certification, payment terminal manufacturers need to understand EMVCo guidelines and local requirements. This helps them figure out what needs to be certified, including the types of payment transactions like contact and contactless.

2. Creating a Comprehensive Test Plan

Manufacturers work with accredited test labs to create a detailed test plan following EMVCo guidelines. This plan covers all important tests, including card authentication, transaction processing, risk management, and how the terminal interacts. This thorough testing ensures everything meets EMV standards.

3. Analyzing Test Data

Accredited test labs follow the test plan by running various tests on merchant payment terminals. These tests check important functions like card insertion, PIN verification, data encryption, transaction authorization, and error handling. All test results are carefully recorded and documented according to EMVCo's guidelines.

4. Preparing the Test Report

After finishing the test execution phase, accredited test labs create a detailed report summarizing the results. This report shows how well the terminal meets EMV standards and notes any problems found during testing, following EMVCo's reporting guidelines.

5. Evaluation by EMVCo or Accredited Laboratories

The test report is sent to EMVCo. They review it according to their guidelines, check if the terminal meets their standards, and may ask for more tests or explanations if needed.

6. Certification Approval

Once a payment terminal passes the evaluation, EMVCo grants certification approval. This means the terminal meets all EMV requirements and can securely handle payments according to EMVCo's guidelines.

EMV L2 certification is crucial for ensuring the security and compatibility of payment terminals today. By following EMVCo's guidelines and completing the certification process, manufacturers show their commitment to providing secure payment solutions.

EverExpanse is a top provider of testing and certification services for payment terminals. They help manufacturers with EMV L2 testing and certification, ensuring terminals meet all necessary compliance standards.